• Planning a Vacation? Here Are Some Tips for Staying On-Budget

    In much of the United States, winter weather has everyone thinking about a vacation.  You want to go somewhere warm and fun.  Anything to get out of the cold grey existence that is winter.  However, vacations can be expensive.  Travel, hotel, food, tickets to things, etc. can add up really quick especially if you have kids.  So, how can you…

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  • Things You Absolutely Do Not Need to Buy This Year

    Just about everyone can relate to buyer’s remorse.  Impulse buying is one of the main reasons for debt and personal financial shame.  How do we prevent that from happening?  We get ahead of the problem.  Here are some things that, no matter how much you think you need, you do not! Lottery tickets Lottery tickets are the worst investment you…

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  • How to Make Your New Year’s Resolutions Stick

    We all do it.  We make lofty promises to ourselves and those around us and we declare that this year is going to be different.  There is something sweet about the hope that success that awaits you on the other side of midnight.  Another thing we all do is fail at achieving most or all of those goals.  There has…

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  • How to Make a Basic Budget for 2020

    For the average person, many financial woes can be attributed to bad spending habits.  Most people do not know exactly where their money goes because they make impulsive buying decisions to satisfy their wants.  As many financial experts will tell you, debt is often caused by behavior.  So much debt is avoidable.  Let’s start with the basics of a budget.…

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Twenty years from now you will be more disappointed by the things you didn’t do than by the ones you did do Read More

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